Auto accidents could lead to serious injuries or fatalities depending on the circumstances that caused them. Drivers who choose to drive while intoxicated increase the risk for everyone on the road. Victims involved in the accidents need to seek legal assistance as soon as possible. A local car accident attorney discusses the details of the accident with the victims.
Was the Accident Reported to Law Enforcement?
Auto accidents that generate more than $1,000 worth of damage are reported to law enforcement. Any accidents that produce injuries are also reported. The law enforcement officers conduct an assessment of the accident and determine which party caused the accident. An accident report is created, and it outlines the outcome of the accident.
Did the At-Fault Driver Have Insurance?
The at-fault driver is required to exchange their insurance information with all victims involved in the accident. The information allows the victims to seek medical assistance and receive coverage through the at-fault driver’s insurance. Their auto insurance policy also pays for auto repair damages that occurred during the accident. If the at-fault driver doesn’t have insurance, he or she faces penalties for not maintaining coverage. The victims could also file a lawsuit against the accountable driver.
Did the Victim Have Personal Injury Protection Coverage?
Some states require all drivers to have personal injury protection. The policy pays for medical treatment for the policyholder and in-home nursing among other benefits. In these states, if the victim didn’t sustain serious injuries, he or she must file through their own insurance coverage. If they have serious injuries, a lawsuit is an option.
What are Serious Injuries?
Under no-fault state laws, serious injuries involve the loss of limb, the loss of organ and/or organ function, or disfigurement. A permanent disability also falls under the category. All traumatic brain injuries are considered serious injuries. Additionally, if the victim dies, their family could file a wrongful death lawsuit.
Auto accidents are caused by a variety of events. Drunk drivers, dangerous road conditions, and other more serious traffic offenses are often the reason for the accident. Attorneys help victims of the accidents seek compensation for their injuries and property damage. Victims involved in an accident should contact an attorney now for assistance.